Legal notice

Legal notice and terms of use of the website of Courtika Insurances inc. (hereinafter “the Company”)

ACCEPTANCE

By accessing and using this website, you accept the following terms and those that may be added hereto at any time without notice. Please read them carefully. If you do not accept these terms, please do not use this website.

THE INFORMATION PROVIDED DOES NOT CONSTITUTE AN OFFER

This website is to be used solely for the purposes of information and requesting a quote. No offer is made or shall be presumed to be made through this website. Only requests deemed serious will be processed and the Company reserves the right to judge such relevancy. The Company has no obligation to reply or quote. All products and services are subject to the terms and conditions of the applicable contracts or insurance policies, the content of which will take precedence over any terms, exclusions, or conditions mentioned on this website.

NEITHER ADVICE NOR GUARANTEE

This website was not designed to provide specific insurance advice and shall not be used for this purpose. You should not make any decision based on the information provided on this website or rely on the information provided without obtaining your insurance broker’s opinion first.
The information provided on this website is deemed reliable at the time of publication. However, the Company does not guarantee the quality, accuracy, completeness, or relevance of the information provided. The information may be modified at any time without notice.
Access to this website is provided “as is.” You should not presume that this website will be free of errors or interruptions. The Company disclaims all warranties, liabilities, and terms regarding use of this website or the information provided.

DISCLAIMER OF LIABILITY

The Company is not liable for losses, claims, legal action, expenses, direct, indirect, special or incidental damage or damage of any kind that may occur and be linked to the use of this website or the relevance of the information provided on it.

LINKS

This website contains links to other sites. These other sites are developed independently by companies other than the Company. The Company disclaims any liability regarding the relevance or accuracy of the information provided on these sites. Access to these external sites is at your own risk.
The mention of another company or its products and services on this website is not a recommendation of that company or its products and services. Links to sites that offer software downloads are provided for information purposes and the Company disclaims any liability regarding the consequences of downloading such software.

CONFIDENTIALITY

You consent to the fact that use of the Internet is not a protected means of communication and that the protection of your personal information is not guaranteed. The Company disclaims any liability for damages incurred by you or any other party following the transmission of confidential information to the Company via the Internet or the authorized transmission by the Company of information of the same nature, or for errors or changes made as part of this information transfer. You assume the risks related to the use of this website, and you agree to provide all information required and to the collection, use, communication, and disclosure, when necessary, of personal information obtained for the purposes of your file. You may at any time change or correct the information that you have provided to us or revoke your consent by notifying us in writing.

APPLICABLE LEGISLATION

The laws of the Province of Quebec and the applicable laws of Canada in this respect shall take precedence for the interpretation, validity and scope of this agreement and any use of this website, notwithstanding any conflict in the provisions of the law. You hereby accept the exclusive jurisdiction of the Quebec courts with respect to any legal action or procedures set in motion regarding or related to this agreement or with respect to your use of this website. Only residents of Quebec may obtain the products and services offered by the Company on this website.

TRADEMARKS

Certain words, phrases, designs, or logos used as part of this website may be trademarks, service marks or brand names of the Company or other entities. The display of such brands or marks on this website does not mean that a licence has been granted by the Company or other entities. Any unauthorized download, retransmission, reproduction, or modification of the trademarks, trade names or any information displayed on this website is strictly prohibited and constitutes a violation of the applicable federal and provincial laws on trademarks and/or copyrights and is subject to legal action.